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Financing

Finance Heavy Equipment With Myers Ward Tractor & Equipment

Flexible paths to put tractors, loaders, and job-site equipment on your line — with clear terms, fast answers, and lowboy delivery coordinated after approval.

Three Paths

Ways To Fund Your Machine

Equipment Term Loans

Spread the cost of tractors, skid steers, or excavators over predictable monthly payments. Terms align with useful life so the note matches the work the machine performs.

  • Competitive rates for qualified buyers
  • Flexible down-payment options
  • Listings include hours and specs upfront

Lease & Lease-to-Own

Preserve cash flow for payroll and fuel while still putting equipment on site. Lease-to-own structures let you transition to ownership when the season cash is there.

  • Seasonal businesses welcome
  • Purchase options at end of term
  • Quick credit review turnaround

Bring Your Own Lender

Already working with a bank or credit union? We coordinate paperwork, title work, and insured lowboy delivery once your institution releases funds.

  • Dealer docs prepared for your bank
  • Lowboy scheduled after funding clears
  • Nationwide delivery on approved units
Browse Equipment Inventory
Side By Side

Myers Ward vs. A Typical Equipment Lot

How financing and lowboy delivery compare when you buy heavy equipment

What You're Comparing
Myers Ward Tractor & Equipment
Typical Equipment Dealer
Listed pricing
✓ Published price on each listing — discussed upfront on the phone
✗ Quote changes after you arrive or sit through long sales meetings
Inventory mix
✓ Used and late-model tractors, loaders, excavators, and attachments
✗ Limited used selection — heavy push toward new units only
Financing flow
✓ Application, approval update, and docs in plain language
✗ Lengthy finance-office visits with add-on products emphasized
Machine details
✓ Hours, photos, and wear notes shared before you sign
✗ Inspection reports sometimes delayed until after deposit
Transport
✓ Insured lowboy haul nationwide — we dispatch the trailer
✗ You arrange hauling or pay steep third-party freight
Sales pressure
✓ Quote is the quote — yes or no, no games
✗ Manager approvals and add-on pitches are routine

    Credit Application

    All fields marked with an asterisk (*) are required.

    Personal Information
    First Name*
    Last Name*
    Email*
    Cell Phone*
    Home Phone (Optional)
    Date of Birth*
    SSN*
    Driver's License Number
    Driver's License State
    Driver's License Issue Date
    Driver's License Expiry Date
    Residential Information
    Street Address*
    City*
    State*
    Zip Code*
    Housing Type*
    Monthly Rent/Mortgage Amount*
    Years at Address*
    Months at Address*
    Previous Address
    Street Address
    City
    State
    Zip Code
    Housing Type
    Monthly Rent/Mortgage Amount
    Years at Address
    Months at Address
    Employment Information
    Employer Name*
    Title/Position*
    Employer Phone Number*
    Monthly Gross Income*
    Years at Job*
    Months at Job*
    Previous Employment
    Employer Name
    Title/Position
    Employer Phone Number
    Monthly Gross Income
    Years at Job
    Months at Job
    Interested Vehicle
    Stock Number
    Year
    Make
    Model
    Vehicle Price
    Down Payment
    Exterior Color
    Interior Color
    Trade-in (optional)
    VIN
    Mileage
    Year
    Make
    Model

    Questions before you apply? We are happy to walk through terms on the phone.

    Call 559-249-0988